IJMH – Volume 4 Issue 4 Paper 3

Posted on by Researchscripteditor

BANKING SECTOR REFORMS IN INDIA

Author’s Name : Dr Nalla Bala Kalyan

Volume 04 Issue 04  Year 2017  ISSN No:  2349-7289  Page no: 13-18

12

Abstract:

Banking sector is treated as to be the back bone of the Indian economy. The task of banking industry is particularly vital as one of the leading and mostly essential service sector. The banking sector, being the indicator of the economy, is reflective of the macro-economic variables. While the Indian economy is yet to catch strength, the Indian banking system continues to deal with improvement in asset quality, execution of sensible risk management practices and capital adequacy. The paper focuses on the impact of reforms and analysis in Indian banking system. The Indian banking system consists of 26 public sector banks, 25 private sector banks, 43 foreign banks, 56 regional rural banks, 1,589 urban cooperative banks and 93,550 rural cooperative banks, in addition to cooperative credit institutions. The purpose of this paper is to study the performance of banking industry in India.

Keywords:

Analysis of Banking Sector, Growth, India, Performance, Reforms

References:

    1. Aggarwal, Monica and Sharma, Rishi Raj (2005), “Indian Banking: Present and Future”, the Indian Journal of Commerce, Vol. 58, No. 3, July-September.
    2. Ahluwalia, Montek S. 2002: Economic reforms in India since 1991: Has Gradualism worked?, in: Journal of economic Prespectives, 16(3), pp. 67-88.
    3. Arora, Sangeeta and Kaur, Shubpreet (2006), “Financial Performance of Indian Banking Sector in Post Reforms Era”, The Indian Journal of Commerce, Vol. 59, No. 1, Jan-March.
    4. Dr.A.Arumugam, Dr. G. Selvalakshmi (2014): Impact of Banking Sector Reforms in India in the Post-Reforms Era.
    5. India Banking Sector Report (2014) Presentation Transcript.
    6. Indian Brand Equity Foundations- the Indian Banking sector: Recent development Growth & Prospects 2013.
    7. Janaki Ramudu P, Durga Rao, (2006) “A Fundamental analysis of Indian Banking Industry”, The ICFAI Journal of Bank Management.
    8. Narasimham Committee-I (1991) report and the Narasimham Committee-II (1998) report
    9. Rangarajan, C, (1997), “The Financial Sector Reforms: The Indian Experience,” RBI Bulletin, July 1997.
    10. Rao, D. Nageswara (2002), “Indian Banking in the new scenario”, Front Line, October-November 2002.
    11. RBI Discussion Paper on Banking Structure in India (2013) – The Way Forward.
    12. RBI Paper: statistical tables relating to banks in India 2012 – 13
    13. Reddy, B. Rama Chandra and Reddy, S Vijayulu (2003), “Banking Sector Reforms in India – A Review”, Internet Edition, Business Line, Nov 19.
    14. Santosh Kumar Das( 2010): Performance of the Indian Banking Sector: Impact of Reform.
    15. Shete N.B, “Banking Sector Reforms and Priority Sector Credit”, Management and Accounting Research, Vol. 3. No. 1, July- September 1999, pp. 1-20.
    16. Shetty S.L., “Distributional Issues in Bank Credit – Multipronged Strategy for Correcting Past Neglected”, Economic and Political Weekly, July 17, 2004, pp. 3265-3269.
    17. Shivamagi H. B., “Reforms in Rural banking – Need for Bolder Approach”, Economic and Political Weekly, May 13, 2000, pp. 1714-18.
    18. Singh Tejmani N and Das Niranjan Chandra, “Reforms in the Banking Sector – An Overview”, Banking Finance, June 2002, pp. 7-8.
    19. Singh, Gupta and Shandilya (2010). Banking and financial sector reforms in India. Serials Publication, New Delhi, India.